Merchant Fee Calculator
Estimate your monthly processing fees, effective rate, and per-transaction cost. Educational estimate
Total monthly sales processed on cards.
Total monthly swipes/taps/keyed payments.
Most simple processors advertise a flat rate.
Add any fixed monthly charges you know about.
Tip: If you have a statement, set “monthly volume” and “transactions,” then adjust rates until the estimate matches your statement.
Estimated total fees (monthly)
$0.00
Effective rate
0.00%
Avg fee per transaction
$0.00
| Component | Monthly cost |
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This is an estimate. Real statements can include additional items such as chargeback fees, AVS, gateway fees, equipment rental, monthly minimums, and discount rate differences by card type.